Oh, I'm not advocating anybody "settling" for anything. Quite the contrary. My entire approach to life is about constantly growing, gaining, overcoming, rising, and prospering.
The difference between my outlook on that and what she's getting at isn't that I think people should settle for where they're at and she doesn't. The difference is (a) whose responsibility that is, and more importantly (b) who's actually capable of making that happen.
I think most anybody who looks to government, society, or anybody besides themselves for this advancement is almost certain to end up disappointed and wanting -- excluding, I guess, those who do directly benefit from the acquisition of power and influence within such a leviathan government. That is, of course, usually a very lucrative endeavor -- which has typically been a hallmark of an ailing society, not a thriving one.