ADVERTISEMENT

Biden forgives $10,000 of student loan debt for millions of debtors

This kid ain't getting no MAC. She doesn't appreciate anything! She just wrecks shit and expects a replacement. She's WOKE!!!! They got her while I was at work. That school. She loves Joe Biden and hates Trump. She's Dem through and through. Doesn't appreciate what she has and expects others to pay for it. There's nothing I can do now. She's tainted! When we watch Queer Eye and Johnathan's new show I wear my great big red white and blue MAGA hat that a vendor in Licking Missouri sent me and I shout THESE COLORS DONT RUN!!!! she doesn't care. She just keeps on breaking shit and looking for replacements. MAGA isn't on the Tok and anything she wants is an Amazon away. She likes how things are going
Does she have a car yet? I went through a couple of years when the only time my daughter talked to me when her car wouldn’t start or she was stuck in the snow.
 
That was prior to the SCOTUS disaster and Trump's negative impact. He's literally going to cost the GOP several senator and gubernatorial seats.

The GOP has lost the massive momentum it generated during the spring by distracting from the economic issues.
Yeah Trump is the problem alright. That's why he vastly outperforms the Republican Senate candidate in every state.

 
  • Like
Reactions: DANC
50/50 my stoker can name the president.

wtf-rkelly.gif
 
Unless you are in a design field, there is literally no reason to overpay for a Macbook.

Yup. For some reason there is this thought that macbooks are the pinnacle of computers.

Some of that comes from good marketing but also because apple doesn't allow anyone else to build a macbook and thus may sully their image with a crappy/buggy device. Any company that pays the fee to microsoft can build a windows laptop. If that computer sucks, then people are like man windows computers suck.

Anyway, I would only buy a macbook if a program I needed required me to have one. Fortunately, my needs at home are basic so a $350 chromebook fits just fine. Sadly, my school system requires kids in high school to have macbooks (for no reason other than for everyone be on the same page). They have bought into the hype.
 
Unless you are in a design field, there is literally no reason to overpay for a Macbook.
Disagree. I bought my first Apple product in 2014. A MacBook Air. Thing still works fantasticly. Never had a Windows laptop last 2 years before it slowed to near impossible to use. So over the last 8 years, I’ve had a laptop that worked well and I saved 50%, at least , over what I would have spent on a new windows unit every few years.
 
Disagree. I bought my first Apple product in 2014. A MacBook Air. Thing still works fantasticly. Never had a Windows laptop last 2 years before it slowed to near impossible to use. So over the last 8 years, I’ve had a laptop that worked well and I saved 50%, at least , over what I would have spent on a new windows unit every few years.

Windows 10 and 11 seem to be better than older versions of windows as far as not slowing down over time. Although I haven't had that kind of issue on a big slowdown from updates since windows xp.

If I was putting different options into a race though, chromebooks do a lot more with less as far as responsiveness to specs ratio.
 
The people he's backing are failing miserably in OH, PA, AZ, etc.
Vance will win OH easily. Walker will win too. Masters has a real fight but it's winnable. Oz is seen as the next Mitt Romney that's why he's struggling. MAGA doesn't trust him yet. Trump only endorsed him because McConnell backed Mccormick and the other lady was a complete whack job.
 
  • Like
Reactions: DANC
Vance will win OH easily. Walker will win too. Masters has a real fight but it's winnable. Oz is seen as the next Mitt Romney that's why he's struggling. MAGA doesn't trust him yet. Trump only endorsed him because McConnell backed Mccormick and the other lady was a complete whack job.
Trump ensures we go into every game with a horrific injury. Our party is playing down a man with trump. He is the Fing worst and needs to go. All of my conservative brethren HATE trump for keeping the Dems in the game
 
Hey @stollcpa . Wouldn’t debt forgiveness be taxable income? No wonder Biden wants 87 thousand more IRS agents.
Will be interesting to see what happens here. Forgiveness is taxable unless in bankruptcy or you can show you’re insolvent but not in bankruptcy.

Edit: Looks like they’ve taken care of student loan forgivingness not being taxable.
 
Disagree. I bought my first Apple product in 2014. A MacBook Air. Thing still works fantasticly. Never had a Windows laptop last 2 years before it slowed to near impossible to use.
That's easily fixed if you know what you're doing. But yes, the Windows operating system sucks. It's not the fault of the hardware.
 
That's easily fixed if you know what you're doing. But yes, the Windows operating system sucks. It's not the fault of the hardware.
I do not know what I am doing. And neither did my crack staff at the Geek Squad. Ever.
 
I know of no one who considers $74k income as rich.
I grew up poor and from that perspective that would be “rich,” or at least doing very well. The median income was $45,760 last year. From the half the country making considerably less than $74K, that looks “rich,” or at least very well off. For those of us that make considerably more, that’s not rich. To those of us that had been poor and moved up through the income levels we remember the $74K range and think about how we did pretty darn well at the time and didn’t expect our college debt was anyone’s responsibility except ours. We weren’t deadbeats.
 
I'm going to take issue with this from a purely political 2022 basis. A couple of points about the 2020 election, and the role of Gen Z...

Exit polling showed that 65% of the 18-24 vote went for Biden, the highest differential among any age group. And between 53-55% of all registered voters in that age group voted, the highest it's ever been. So it's a significant constituency that he's been lagging with, because people who were invested in that issue didn't feel he was fulfilling his campaign promise...




It may be that I just watch too much left wing programming, but I think this issue energizes people and is an overall plus heading into the midterms. I find it difficult to believe that people who were backing Dems and generally approve of their Legislative agenda are suddenly going to switch from voting for the Dem candidate they had decided to vote for in Nov over this issue.

I think largely most of the opposition to the move is going to come from people who already had decided to vote for a GOP candidate in whatever race. I just don't think on it's own it resonates negatively with people who were going to vote Dem.

Does it increase turnout on the other side? Possibly, but that seems a stretch to say that folks who hate Biden for a variety of reasons but had no plan to vote are going to come out in droves from anger over this singular issue. It seems like those hate Biden numbers are pretty baked in at this point.

On the other hand people who approve of legislation like the IRA and infrastructure etc... may feel invested in voting to show their support and also their desire to make sure the plan is implemented as laid out. Most of the Dem Legislative agenda that the GOP hates is actually popular with Dem voters, so cumulatively the odds are greater that popular legislation and issues like guns, choice and loan forgiveness which resonate with Dem voters are more likely to increase Dem turnout than they are to inspire opposition voters to vote.
You really think this is going to go over well with the blue collar working class that didn’t attend college? You think they’ll be happy being stuck with a bill that largely supports their white collar neighbors or the people for whom they provide plumbing services? I think not. The Democrats are losing the support of what used to be the core of the party and replacing them with deadbeat college graduates who are generally in the higher income brackets.
 
My fiancé (Big 4, senior tax consultant) had about 8K left on her loans (about $50 a month). She makes 120ishK a year.

Yesterday we learned that outstanding 8K was no more. To celebrate we spent $500 at dinner last night, $120 bottle of wine, seafood tower, the whole nine yards. We were eating good!

Thanks Joe for bailing out people like us who really needed the lift!

We’ll still be voting straight ticket R come November.
 
You really think this is going to go over well with the blue collar working class that didn’t attend college? You think they’ll be happy being stuck with a bill that largely supports their white collar neighbors or the people for whom they provide plumbing services? I think not. The Democrats are losing the support of what used to be the core of the party and replacing them with deadbeat college graduates who are generally in the higher income brackets.
They might appreciate the help their kids are getting, you know, the first in their families to go to college.
 
This kid ain't getting no MAC. She doesn't appreciate anything! She just wrecks shit and expects a replacement. She's WOKE!!!! They got her while I was at work. That school. She loves Joe Biden and hates Trump. She's Dem through and through. Doesn't appreciate what she has and expects others to pay for it. There's nothing I can do now. She's tainted! When we watch Queer Eye and Johnathan's new show I wear my great big red white and blue MAGA hat that a vendor in Licking Missouri sent me and I shout THESE COLORS DONT RUN!!!! she doesn't care. She just keeps on breaking shit and looking for replacements. MAGA isn't on the Tok and anything she wants is an Amazon away. She likes how things are going
Want to send your daughter to me for awhile? She sounds great! 😎
 
Disagree. I bought my first Apple product in 2014. A MacBook Air. Thing still works fantasticly. Never had a Windows laptop last 2 years before it slowed to near impossible to use. So over the last 8 years, I’ve had a laptop that worked well and I saved 50%, at least , over what I would have spent on a new windows unit every few years.

What do you use it for?
 
This kid ain't getting no MAC. She doesn't appreciate anything! She just wrecks shit and expects a replacement. She's WOKE!!!! They got her while I was at work. That school. She loves Joe Biden and hates Trump. She's Dem through and through. Doesn't appreciate what she has and expects others to pay for it. There's nothing I can do now. She's tainted! When we watch Queer Eye and Johnathan's new show I wear my great big red white and blue MAGA hat that a vendor in Licking Missouri sent me and I shout THESE COLORS DONT RUN!!!! she doesn't care. She just keeps on breaking shit and looking for replacements. MAGA isn't on the Tok and anything she wants is an Amazon away. She likes how things are going
You need to introduce her to the Lord and Bitcoin. Before you know it she will be a staunch libertarian and quoting Mises and Mender. And you'll actually have grandkids instead of grand kitties. Thank me later.
 
In law school they do. I’m sure med school too.
We’re supposed to have sympathy for them and gladly pay off some or all the loans they took and agreed to payback later? All we need more of is upper income deadbeats, right?
 
Were they rich when they took them out?
That is totally irrelevant to me. I can’t think of many deserving less sympathy than those who want their college loans paid off fully or in part by the taxpayers. Most of these taxpayers either didn’t go to college or had college loans and paid them off. I did that myself. I have zero sympathy for them.
 
I grew up poor and from that perspective that would be “rich,” or at least doing very well. The median income was $45,760 last year. From the half the country making considerably less than $74K, that looks “rich,” or at least very well off. For those of us that make considerably more, that’s not rich. To those of us that had been poor and moved up through the income levels we remember the $74K range and think about how we did pretty darn well at the time and didn’t expect our college debt was anyone’s responsibility except ours. We weren’t deadbeats.
I grew up being raised by a single mom and we were paycheck to paycheck in a big city, so I have the right perspective. And people that made $74,000 a year we’re not rich. Middle class? Yeah. Upper middle class? Maybe. They weren’t rich
 
That is totally irrelevant to me. I can’t think of many deserving less sympathy than those who want their college loans paid off fully or in part by the taxpayers. Most of these taxpayers either didn’t go to college or had college loans and paid them off. I did that myself. I have zero sympathy for them.
I can only hope this leads to some reforms to better balance the risk/reward of these loans for the students, the schools, and the government. Otherwise this loan program just became a grant program.
 
Yeah Trump is the problem alright. That's why he vastly outperforms the Republican Senate candidate in every state.

He’s absolutely the problem. He used his remaining, and waning, popularity to back the worst general election candidates in each of those primary races. Now they are inextricably tied to Trump who is proving every day how of an irresponsible and self-centered loser he is. If and wHen most or all of his chosen candidates lose leaving the Senate in Democratic control will you finally understand Trump is not the answer you’re looking for? The guy wouldn’t piss on you if you were on fire. He Doesn’t care about you or even America. He only cares about himself. You need to do some serious reevaluation of your blind loyalty to him.
 
Last edited:
Vance will win OH easily. Walker will win too. Masters has a real fight but it's winnable. Oz is seen as the next Mitt Romney that's why he's struggling. MAGA doesn't trust him yet. Trump only endorsed him because McConnell backed Mccormick and the other lady was a complete whack job.
When you call someone a whack job, they must truly be out there.
 
I understand both sides of this actually. But I can’t remember too many times in my life where the government truly did something that positively impacted many lives. My sister has been struggling to pay off two kids’ loans on her own. ( In our family it was just assumed you’d go to college and parents paid). I’m so happy for her.
 
We’re supposed to have sympathy for them and gladly pay off some or all the loans they took and agreed to payback later? All we need more of is upper income deadbeats, right?
Umm, I was just saying students from rich families do take out student loans. Like the rich deadbeats who accepted PPP gifts.
 
  • Like
Reactions: UncleMark
btw Nancy Pelosi agreed until she succumbed to far left stupidity as well

The willingness of our Presidents and other politicians to do things which are not clearly authorized by law or Constitutional powers and then “let the court tests sort it it” is disturbing. It has become SOP.
 
Nancy Pelosi said he does not have the power to forgive student loan debt. But yesterday Nancy Pelosi responded by saying he does. So, who are you going to beleive?
 
  • Like
Reactions: DANC
I grew up being raised by a single mom and we were paycheck to paycheck in a big city, so I have the right perspective. And people that made $74,000 a year we’re not rich. Middle class? Yeah. Upper middle class? Maybe. They weren’t rich
I agree that they aren’t actually rich. It’s a matter of perspective and when I was sitting in our single wide in the poor part of town eating a cheap lunch meat sandwich I dreamed of making $30 or $40K and how well off, or possibly “rich,” I’d be. Rich or not, and I don’t think $74K is rich, especially from my current perspective, those making $74K are making more than a significant majority of Americans, they’re approaching the top 40 percent. They’re part of America that has the overwhelming majority of accumulated wealth in the US. If you’re making less are you happy with the idea of these college educated people that make much more than you are going to have some part of their college debts paid for them? Who’s going to help them with the credit card debt they accumulated putting food on the table or paying for emergency car repairs. If I’m them, I’m thinking f*ck your college loan and roll up that college degree and shove it up your a$$. Actually, that’s kind of how I think about it too.
 
Last edited:
There are a lot more issues than that. The ever increasing cost of going to college/grad school. The need for people to take that route so you can have doctors, NPs, lawyers and other professions that require people to take that schooling.

Federal student loans are immune from default with bankruptcy so there is very little risk involved. My suggestion wasn't about forgiving people from their loan, but about not tacking on interest on top of the loan.

Of course, they should also tackle the issue of tuition costs skyrocketing, especially at public universities that should be getting taxpayer money.
I think student loans should be treated like any other loan but I do think the federal government should loan money at the prevailing prime rate plus a little to cover the cost of administering the loans. In other words they shouldn't be trying to make money on the loans.... just break even. Some of my son-in-law's loans had a high interest rate. I had loans and I worked to pay them off quickly.
 
  • Like
Reactions: MyTeamIsOnTheFloor
ADVERTISEMENT
ADVERTISEMENT