ADVERTISEMENT

How many of you always carry cash?

When I was in college I ended up at a cash only gas station outside Shawnee national forest and didn't have any. They took a check for $5 so I could get to Mt Vernon. I always have cash on hand for emergencies and try to keep $1-2k at home.
 
When I was in college I ended up at a cash only gas station outside Shawnee national forest and didn't have any. They took a check for $5 so I could get to Mt Vernon. I always have cash on hand for emergencies and try to keep $1-2k at home.
Why do you keep that much at home? Just curious.
 
Why do you keep that much at home? Just curious.
Main reason, I just don't like all my money in one place. I've got checking at a local bank and an online checking too. I've been burned too many times by fraud alerts getting my card deactivated.

Also, we don't live that far away from the New Madrid Seismic Zone. A major earthquake from there could be a major disaster. So, just general preparedness for natural disaster.
 
Last edited:
  • Like
Reactions: zeke4ahs
Main reason, I just don't like all my money in one place. I've got checking at a local bank and an online checking too. I've been burned too many times by fraud alerts getting my card deactivated.

Also, we don't live that far away from the San Madrid Seismic Zone. A major earthquake from there could be a major disaster. So, just general preparedness for natural disaster.
I hate carrying much money when I travel, but I got a fraud alert in the airport leaving for a trip. I had one other card with me and it had a really low limit. It was a pain. Couldn’t get a card mailed to me as we were moving almost every night.
 
  • Like
Reactions: Cthulhu85
I always carry a little extra cash while traveling anywhere ($100-$300), since my main credit and debit cards are Bank of America and they are so damn hyper-vigilant about declining credit card use in a new location. And they don't have the "travel alert" setting on the account like they used to, or at least one that is as easy to find and activate.

They shut me down when I went to NYC and again when I went to Hawaii last month. Had to reply to their text to confirm my location, but that was 10 min after I was declined. So if it was a $200 charge for a tour or meal, I needed a plan B. I have a Capitol One card that I seldom use, but it's also a fall-back since they have never declined a charge based on location.
 
I always carry a little extra cash while traveling anywhere ($100-$300), since my main credit and debit cards are Bank of America and they are so damn hyper-vigilant about declining credit card use in a new location. And they don't have the "travel alert" setting on the account like they used to, or at least one that is as easy to find and activate.

They shut me down when I went to NYC and again when I went to Hawaii last month. Had to reply to their text to confirm my location, but that was 10 min after I was declined. So if it was a $200 charge for a tour or meal, I needed a plan B. I have a Capitol One card that I seldom use, but it's also a fall-back since they have never declined a charge based on location.
I get fraud calls often when I go to Art Fairs. My friends all joke about when I’ll get the call. Because I buy a lot there ( gifts etc) and the artists are from all over the country, they see a charge from CA, then FL, etc and an alert goes off.
 
Everyone should use debit cards it is a great source of revenue for banks. I'm curious if many are seeing the merchant charging the credit/debit card cost back to the user? Online you see it as some purchases are higher if you use a card.

Cards are the double edged sword for small businesses, can't live without it and it hurts your bottom line to have them used.
 
Main reason, I just don't like all my money in one place. I've got checking at a local bank and an online checking too. I've been burned too many times by fraud alerts getting my card deactivated.

Also, we don't live that far away from the San Madrid Seismic Zone. A major earthquake from there could be a major disaster. So, just general preparedness for natural disaster.
New Madrid, bruv...
 
  • Like
Reactions: Cthulhu85
I typically carry a $20 and have had a $2 in my wallet for over 20 years.
I was reading a story a couple years ago about a kid trying to pay for his lunch with a $2 and got in trouble because they thought he was trying to pay with fake money and they called the police. The police didn't know any better and ended up arresting him.


Some of you aren't fessing up, since I don't think that hookers take Venmo
Okay we know where shooter spends his time since he knows that hookers don't take Venmo. 🤣

I’m old school. Always have cash and at least a $100. You just never know.
That is the way I look at it. I've been in a couple restuarants lately that took cards but charged and extra 4% which is more than they get charged. I was recently in some Amish stores and a lot of them don't take credit cards.


I always have cash on hand for emergencies and try to keep $1-2k at home.
What's your address?🤣🤣🤣
 
A 60 minute rating is based on tests wherein the safe has no bottom protection(cement floor), and no block or brick walls(such as a basement corner) to prevent the heat from surrounding the unit.
Location and installation can increase the protection rating significantly. Most 'better' safes use insulated pouches mounted on the inside of the door, for documents, jewelry, cash etc.
Don't buy a Liberty safe.
also, unless in a VERY remote location, a Major % of house fires don't have a full 60 minutes of full fire exposure. yes there is a lot of fuel load, but not that much and extinguishing practices, even a small volunteer dept happen well before 60 minutes of full fire load.
 
I was reading a story a couple years ago about a kid trying to pay for his lunch with a $2 and got in trouble because they thought he was trying to pay with fake money and they called the police. The police didn't know any better and ended up arresting him.



Okay we know where shooter spends his time since he knows that hookers don't take Venmo. 🤣


That is the way I look at it. I've been in a couple restuarants lately that took cards but charged and extra 4% which is more than they get charged. I was recently in some Amish stores and a lot of them don't take credit cards.



What's your address?🤣🤣🤣
If you work for Kimball in Jasper, IN they give you a $2 bill for every year of service. My dad, mom, and stepmother worked for them for years. So I have about $200 in $2 bills.
 
  • Like
Reactions: Joe_Hoopsier
My father and great uncle were Vietnam vets. They never had to talk about carrying.

If you have to say it, you ain't it.
My 4 grandpa's, because I come from divorced families were WW2, Korea, and Vietnam vets, and guns were everywhere and a common Christmas present for kids and grandchildren.

Stop being a bitch. They aren't going away.
 
The reason I ask is that my wife and I used to run our library's book sales and I was always surprised how many people didn't carry enough cash to buy a 50 cent book. I always carry some cash....normally less that $100.
Then I ran upon the linked article talking about how much money to keep at home. I know it's unlikely but in these days of cyber crime I like to have some just in case criminals hit the banking/credit card systems and my credit card doesn't work.

https://www.gobankingrates.com/mone...w-much-cash-should-keep-at-home-at-all-times/
If I have $100, my wife will take $80 of it, guaranteed.

So, I rarely carry more than $20. I used my CC to get American Airlines flight miles. I haven't paid cash for an airline ticket in years.
 
My wife is a self employed massage therapist. It's unbelievable the amount of cash clients cancel their appointments.
 
Last edited:
Main reason, I just don't like all my money in one place. I've got checking at a local bank and an online checking too. I've been burned too many times by fraud alerts getting my card deactivated.

Also, we don't live that far away from the New Madrid Seismic Zone. A major earthquake from there could be a major disaster. So, just general preparedness for natural disaster.
Please tell me you're not in Sikeston.
 
Everyone should use debit cards it is a great source of revenue for banks. I'm curious if many are seeing the merchant charging the credit/debit card cost back to the user? Online you see it as some purchases are higher if you use a card.

Cards are the double edged sword for small businesses, can't live without it and it hurts your bottom line to have them used.
I see it more and more. It is simply another price increase. When the marked price is $20 and they charge $21 for a card but call it a discount for cash, that pisses me off.
 
  • Like
Reactions: DANC
Everyone should use debit cards it is a great source of revenue for banks
I very, very seldom use a debit card and it's always to get money from an ATM. If I used a credit card I have their money whereas with a debit card they have your money and won't try very hard to resolve a dispute... at least that's the way I think about it.

If you work for Kimball in Jasper, IN they give you a $2 bill for every year of service. My dad, mom, and stepmother worked for them for years. So I have about $200 in $2 bills.
I hate driving thru that area... to ^&%$ many stop lights but it's still not as bad as Somerset KY where they have stoplights numbered 1 thru 36 and the last time I was thru there it was even worse because the had added more so they would have 16 and 16a for example.

Those are guys that shoot once a year. It doesn't take much to be proficient.
There's a shooting range near where I live and it's pretty close to Center Grove High school and once in a while I hear the guy shooting and I know the sheriff is gonna get a lot of calls. People complain about it all the time even though the guy that has it has been there long before the area built up around him. To me it's like moving close to a hog farm that has been there for 50 years and then complaining about the smell. :)

If I have $100, my wife will take $80 of it, guaranteed.
I hope you get something in return. :)
 
When I was in college I ended up at a cash only gas station outside Shawnee national forest and didn't have any. They took a check for $5 so I could get to Mt Vernon. I always have cash on hand for emergencies and try to keep $1-2k at home.
Lol, I'm in Western Kentucky, not far from the Shawnee Forest. I carry cash, usually $100, because so many local businesses are cash only.

There's a local Western store in Princeton that gives you quite the deal if paying with cash.

Down here, cash is king!!
 
  • Like
Reactions: Cthulhu85
My 4 grandpa's, because I come from divorced families were WW2, Korea, and Vietnam vets, and guns were everywhere and a common Christmas present for kids and grandchildren.

Stop being a bitch. They aren't going away.
I didn't say anything about not having guns. I own a shotgun. It seems some people don't get the distinction. I get a kick out of those brag about carrying, like it makes them tough.
 
  • Like
Reactions: Bill4411
I didn't say anything about not having guns. I own a shotgun. It seems some people don't get the distinction. I get a kick out of those brag about carrying, like it makes them tough.
Cool, you own a shotgun. What's the distinction?

I don't brag about carrying. I don't really that often.
 
ADVERTISEMENT
ADVERTISEMENT