For my sleep study I did 2 months back... and its for more than I have in savings.
I specifically told my doctor to not sign me up for anything that wasn't covered and when I called Cigna they told me it wasn't approved and out of network or some chit like that.
They gave me an arbitrary fax number to send a hand written appeal, no format, just write "I want an appeal" to.
Can't see straight I'm so pissed. Quite literally would break my bank account.
F**K the medical industry for inflating costs on everything and crappy doctors for not speaking with their clients before sending them to do something not covered by insurance.
Your misfortune blows. For your sake, I hope you are a bad saver and 9 yrs of savings is only like 2,200 bucks or something. Sorry you have to deal with this..