Roughly 2/3rds of the RSCI top 20 recruits are in the NBA 5 years later.
That drops to about 1/5th for to 21-50 ranked players, then is marginal from 51-100.
Point being, just avoid paying for automatic 1 and done players like Harper and Bailey unless it will make your team a major contender. There's no reason for NIL to pay for poor return. Most of the money should be performance based. Give them a signing bonus based on their HS ranking, but that should be all. The rest comes after you go 11-1 and make it to the college football playoffs (oops, sorry Kel'el Ware, you lose), and that should be a team distribution anyway.
The whole thing stinks.