my minion. one kid is $1,900 a month for preschool/daycare whatever. so when they want a word over incident reports. try me
Why Old Carville Thinks the Dems Lost
- Thread starter MyTeamIsOnTheFloor
- Start date
Dems didn’t, in fact, run in woke issues. Neither did Biden in 2020.
People like @mcmurty66 saw right through it this time.
Sadly, I've been in it for nearly 10 years at this point.
So it's what - $7K per year per kid in dependent exemptions plus tax credit?
I know they are out there. I'm saying make them the only thing that is out there so that an 18-year old doesn't get saddled with $100K before they really learn what money means.
You guys are killing me. Try less than half of that.
That is what happens when Democrats run the show for a long period of time unless the people just up and leave like those in California.
Think about a husband and wife each making $15 an hour (twice the mininum wage in Indiana). This adds up to a yearly family income of $60,000 before taxes and deductions for health care insurance, Social Security and Medicare. Then subtract about $18,000 per year for child care for two children under school age.
Finally there is rent or a mortgage payment, transportation (two cars), food, and clothing.
At this point doubt there is any money available for saving and investing, miscellaneous expenses, or unexpected events, and entertainment including a vacation.
Sorry Pastor Van, forgot about tithing.
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My buddy owned a factory in the middle of nowhere in rural Missouri. Employed probably a 100 people. Light manufacturing. Paid $10 an hour. Mostly uneducated women. Husbands would drive a truck or do whatever. Was an affordable simple life in the country. $150k homes
The $15 an hypo doesn’t fly in a city. Those people need to be in training or in night school or saving for implants to get a new guy or something. The shit you see in calif on min wage misses the boat. McDonald’s. Six flags. Those aren’t careers. They’re for teens or old people or temp while doing what I wrote.
You aren't close to rich in either
A follow up to my remark about tithing.
Tithing represents the importance of religious groups, charities, non profits, neighbors, relatives, friends, etc. who support others in their everyday struggles.
One example being granny and grandpa who fill the child day care void so both parents can work.
Also church members who see each other as part of the same family, and donate time and money to help their fellow man.
If we put a dollar figure to all the time we donate in helping each other without pay, the total figure undoubtedly would be staggering.
The poor in this country have no idea how good they have it. And if you don't believe me travel to India. Now I'm not saying that there aren't some seriously impoverished folks or people living in deplorable conditions. Could the state do more? Absolutely.
But let me tell you what else I see here. Americans love to spend and consume like there is no tomorrow. We grocery shop almost exclusively from Walmart and Aldi. We make enough that we don't have a budget, but id bet our tastiest meal is less than a couple bucks per person per serving. We don't own a TV. We rarely buy anything. My wife shops second hand at salvation army. We live in a studio apartment. My point isn't to brag that I'm thrifty, but I notice folks who I'm fairly certain earn a lot less than us (I think we are in the top 95 or 96% family income so that should be a safe assumption) buy an awful lot of junk. There is a reason we are broke both on a national level and individually because people buy crap like there is no tomorrow. I see their carts at Walmart and the expensive pickup trunks in the parking lot. And they don't have the incomes to match. With the exception of travel, we could probably maintain or come pretty close to our standard of living on $15 per hour. And each year we improve our standard of living a little more.
Correct. My point remains though. The cost of living in NYC is exponentially higher as compared to indiana generally.
Jesus. No tv. What do you two do. Just look at each other? Raw dog?
First line isnt close to accurate. I completely agree with 2nd line.
Really depends on area.
Most I ever made so far is 84k in a microbiology lab at a pharma company in Bloomington. I worked a 36 hour weekend shift.
Anyone I've known to hit 6 figures either worked 60+ hrs or moved to a bi city.
Money= giving up something. Time usually
But you have a special talent. 🤣
We buy a lot more junk now than when we were young. We've never had a written budget but I could always look at something that I might want and walk away becauseI knew we couldn't afford it.
I think you hit a great point. Some kind of finance needs to be taught in high school so the 18-year old may at least have an idea of what money means. We tried very hard to teach our daughter about financial stuff and when she went away to college we got a credit card for her with a very low limit. I don't think she ever come close to the low limit.
This is so wrong it's hilarious. What a poor man mentality.
When I first started out at a law firm, I worked a lot of hours and didn’t make a lot of money. All my friends were in the same boat. Now, regardless of industry, all my friends make a lot on money and not a single one is killing themselves.
Yes. You have to actually learn how to make money. And usually takes a lot of work upfront. But trading hours of life for wages your entire life isn't how you do it.
We all can't be so lucky.
I worked 36 hr weekend shift as a QC Scientist in microbiology for 2.5 years at a pharmaceutical company. 84K a year.
I'll get back there but I was laid off when .gov covid money dried up.
Sure, but it holds for all my high school buddies too. That’s just how the life cycle goes. You have more responsibility and make the tough calls, but you don’t log 12 hours a day.
Take a trip to Walmart and look at the crap in people's carts. And then you wonder if they are on federal assistance. I'll make a further point about the folks crabbing about child care. No one forced you to have children. No one put a gun to your head and said have a child or else. Now should child care costs be tackled? Maybe, maybe not. But that's a personal choice. To me it's a bit rich for the same crowd to then crow about socialism or student loan repayments when they want their own handout.
I pay about $7k a month between child support and daycare. And I agree with you. Kids are a choice that shouldn’t have to be subsidized. No different than student loans or a mortgage
Hypothetically, what prevents the parents putting the child up for adoption if they can't afford it?
I don't know. But that doesn't answer the question. How would the child choose to not be put up for adoption?
I'm trying to point out that your desire to morally blame parents is all well and good, but it doesn't solve the underlying problem that the child is the one taking the brunt of your argument, not the parents.
How do you explain the poverty, low educational attainment, lack of access to healthcare, etc. in many red states?
Ok. Some children are born in Somalia and others are born in Greenwich village. Opportunities are not always equal. I don't understand your point either?
My point is that poverty assistance, childcare assistance, pre-K assistance, etc. can be viewed as support for the innocent children who are not at fault for their situation just as easily and justifiably as aid to their parents.
I feel we, as a nation and society, owe a duty to our child citizens. If you disagree, I can see how you would be against all of those policies designed to help them.
Agree with charmed. I make over twice that and probably average 44 hours per week. I'm also maxed on vacation and have to take 9.5 hours every 2 weeks to keep accruing. Working from home 80 percent of the time makes it easier to burn time off.
Many of us on here are charmed. They are building two houses near me. I watch these non-union framers and dry wallers roll up at sunrise in cars that barely run. The head guys are the only ones making decent money. Tough life for people that are critical to this country.
Man life ain't fair. Seriously.
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I don't necessarily disagree that everyone should have some base level of access. But access does not indicate a degree of quality. Can people truly not afford any level of child care or is it that they all want the Cadillac, but can only afford the Mitsubishi. Not to name posters, but I bet McMurty could find something less than $7k per month, but the quality may not be up to his standard.
For sure and luck is a big part. And when I said that to Cortez re some of our mutual buds they are charmed, but very smart and hardworking and likable too. Just fun normal good dudes. And no it’s not fair. I had a deal that I would have netted around 5 mil. Myself. On a business with potential but made peanuts. Two days before the final meeting Pritzker shut down Illinois. The company we were working with went into bankruptcy. That would have been life changing to get that at once. Obviously. But Covid. That’s luck. Super shitty luck. So we started from scratch. Again
