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Why Old Carville Thinks the Dems Lost

I think our family income 20-30 years ago when we were raising the kids would be very close to $100,000 today. It took work. We took up going to the women's basketball games because it was free. We became great at finding free entertainment.

Every time you thought you were getting ahead, the car would break down, or refrigerator, or someone needed braces. The rainy day fund was always a light mist fund.

I am convinced that the greatest thing we could do for people is to make childcare more affordable. Though in one way it may not have an impact. If a family could get a child into a "C" daycare for $1000/month, I suspect they just upgraded to a "B" daycare Fir the same $1000.

But at that figure, I had friends making much less who also somehow made it. The median is about $75000 or so today, so a whole lot are pulling it off.
my minion. one kid is $1,900 a month for preschool/daycare whatever. so when they want a word over incident reports. try me
 
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You should listen. He’s an angry old Dem. Blames “Defund Police” and “hate men” too. The View question was represented as a “border policy” moment.

Note how Stewart citing 4 cherry-picked Dem commercials on the border is cited as “proof” that Dems did not run on “woke” issues.
Dems didn’t, in fact, run in woke issues. Neither did Biden in 2020.

People like @mcmurty66 saw right through it this time.
 
True. Of course daycare years don't last forever.


That already happens no... With combo of the exemptions plus child tax credit?

Sadly, I've been in it for nearly 10 years at this point.

So it's what - $7K per year per kid in dependent exemptions plus tax credit?
 
You guys are killing me. Try less than half of that.

Think about a husband and wife each making $15 an hour (twice the mininum wage in Indiana). This adds up to a yearly family income of $60,000 before taxes and deductions for health care insurance, Social Security and Medicare. Then subtract about $18,000 per year for child care for two children under school age.

Finally there is rent or a mortgage payment, transportation (two cars), food, and clothing.

At this point doubt there is any money available for saving and investing, miscellaneous expenses, or unexpected events, and entertainment including a vacation.

Sorry Pastor Van, forgot about tithing.
 
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Think about a husband and wife each making $15 an hour (twice the mininum wage in Indiana). This adds up to a yearly family income of $60,000 before taxes and deductions for health care insurance, Social Security and Medicare. Then subtract about $18,000 per year for child care for two children under school age.

Finally there is rent or a mortgage payment, transportation (two cars), food, and clothing.

At this point doubt there is any money available for saving and investing, miscellaneous expenses, or unexpected events, and entertainment including a vacation.

Sorry Pastor Van, forgot about tithing.
My buddy owned a factory in the middle of nowhere in rural Missouri. Employed probably a 100 people. Light manufacturing. Paid $10 an hour. Mostly uneducated women. Husbands would drive a truck or do whatever. Was an affordable simple life in the country. $150k homes

The $15 an hypo doesn’t fly in a city. Those people need to be in training or in night school or saving for implants to get a new guy or something. The shit you see in calif on min wage misses the boat. McDonald’s. Six flags. Those aren’t careers. They’re for teens or old people or temp while doing what I wrote.
 
Think about a husband and wife each making $15 an hour (twice the mininum wage in Indiana). This adds up to a yearly family income of $60,000 before taxes and deductions for health care insurance, Social Security and Medicare. Then subtract about $18,000 per year for child care for two children under school age.

Finally there is rent or a mortgage payment, transportation (two cars), food, and clothing.

At this point doubt there is any money available for saving and investing, miscellaneous expenses, or unexpected events, and entertainment including a vacation.

Sorry Pastor Van, forgot about tithing.

A follow up to my remark about tithing.

Tithing represents the importance of religious groups, charities, non profits, neighbors, relatives, friends, etc. who support others in their everyday struggles.

One example being granny and grandpa who fill the child day care void so both parents can work.

Also church members who see each other as part of the same family, and donate time and money to help their fellow man.

If we put a dollar figure to all the time we donate in helping each other without pay, the total figure undoubtedly would be staggering.
 
Think about a husband and wife each making $15 an hour (twice the mininum wage in Indiana). This adds up to a yearly family income of $60,000 before taxes and deductions for health care insurance, Social Security and Medicare. Then subtract about $18,000 per year for child care for two children under school age.

Finally there is rent or a mortgage payment, transportation (two cars), food, and clothing.

At this point doubt there is any money available for saving and investing, miscellaneous expenses, or unexpected events, and entertainment including a vacation.

Sorry Pastor Van, forgot about tithing.
The poor in this country have no idea how good they have it. And if you don't believe me travel to India. Now I'm not saying that there aren't some seriously impoverished folks or people living in deplorable conditions. Could the state do more? Absolutely.

But let me tell you what else I see here. Americans love to spend and consume like there is no tomorrow. We grocery shop almost exclusively from Walmart and Aldi. We make enough that we don't have a budget, but id bet our tastiest meal is less than a couple bucks per person per serving. We don't own a TV. We rarely buy anything. My wife shops second hand at salvation army. We live in a studio apartment. My point isn't to brag that I'm thrifty, but I notice folks who I'm fairly certain earn a lot less than us (I think we are in the top 95 or 96% family income so that should be a safe assumption) buy an awful lot of junk. There is a reason we are broke both on a national level and individually because people buy crap like there is no tomorrow. I see their carts at Walmart and the expensive pickup trunks in the parking lot. And they don't have the incomes to match. With the exception of travel, we could probably maintain or come pretty close to our standard of living on $15 per hour. And each year we improve our standard of living a little more.
 
The poor in this country have no idea how good they have it. And if you don't believe me travel to India. Now I'm not saying that there aren't some seriously impoverished folks or people living in deplorable conditions. Could the state do more? Absolutely.

But let me tell you what else I see here. Americans love to spend and consume like there is no tomorrow. We grocery shop almost exclusively from Walmart and Aldi. We make enough that we don't have a budget, but id bet our tastiest meal is less than a couple bucks per person per serving. We don't own a TV. We rarely buy anything. My wife shops second hand at salvation army. We live in a studio apartment. My point isn't to brag that I'm thrifty, but I notice folks who I'm fairly certain earn a lot less than us (I think we are in the top 95 or 96% family income so that should be a safe assumption) buy an awful lot of junk. There is a reason we are broke both on a national level and individually because people buy crap like there is no tomorrow. I see their carts at Walmart and the expensive pickup trunks in the parking lot. And they don't have the incomes to match. With the exception of travel, we could probably maintain or come pretty close to our standard of living on $15 per hour. And each year we improve our standard of living a little more.
Jesus. No tv. What do you two do. Just look at each other? Raw dog?
 
First line isnt close to accurate. I completely agree with 2nd line.
Really depends on area.

Most I ever made so far is 84k in a microbiology lab at a pharma company in Bloomington. I worked a 36 hour weekend shift.

Anyone I've known to hit 6 figures either worked 60+ hrs or moved to a bi city.

Money= giving up something. Time usually
 
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