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This is a good idea

All good stuff. Except for that last sentence.

An education is worthwhile even if it doesn't make you a better employee. Life is much more than that.

Colleges are being viewed more and more as high dollar trade schools. Businesses just don't want to train and mentor people; they want plug and play bodies who get productive quick.
 
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I can craft one killer demand letter. But again AI will do “good enough” in 2 seconds
You can't outsource your own thinking to an AI. Good writing is good thinking.

Obvi mechanical shit will get automated. Hell, most factory/mill firms don't use lawyer time for demand letters anyway--that's what the non-college educated paralegal/clerk is for. Well, that and looking good . . .
 
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Arnold_Schwarzenegger_Terminator_GQ-Middle-East.jpg


Soon. 2029 is right around the corner.
LOL. You can't get rid of us that easily.
 
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Colleges are being viewed more and more as high dollar trade schools. Businesses just don't want to train and mentor people; they want plug and play bodies who get productive quick.
I know. I get the pushback because of the cost.

But to say a degree is only worthwhile insofar as it easily translates into identifiable job skills just isn't true.
 
You can't outsource your own thinking to an AI. Good writing is good thinking.

Obvi mechanical shit will get automated. Hell, most factory/mill firms don't use lawyer time for demand letters anyway--that's what the non-college educated paralegal/clerk is for. Well, that and looking good . . .
Yes and no. If you have a system. Good case. Ortho on board for causal ltr. Life care if justified. Do it up right. Present it right. You can get a policy to pop without filing. There’s an art to it
 
All good stuff. Except for that last sentence.

An education is worthwhile even if it doesn't make you a better employee. Life is much more than that.

Tell that to the people who are begging for a bailout. Ten or 15 years ago, I’d have agreed with you. But college has only gotten more expensive while the value of having a college degree in the job market has gone down (since they’re far more common). And that’s no bueno.

Let me put it this way: I’m perfectly fine with anybody wants to get a college degree because life is more important than finances. But no lender - especially when it’s the taxpayer - should get involved in financing that degree. If they think it’s worth it for the intangibles, they should be prepared to pay for it out of pocket…or else collateralize the loan.
 
I know. I get the pushback because of the cost.

But to say a degree is only worthwhile insofar as it easily translates into identifiable job skills just isn't true.
Totally agree with your perspective on this. There is all kinds of value in going to college that doesn't translate to specific vocational training. You just have to understand all of the things that you are paying for and be comfortable footing that bill or using sweat equity to teach them if you don't to foot it.
 
Yes and no. If you have a system. Good case. Ortho on board for causal ltr. Life care if justified. Do it up right. Present it right. You can get a policy to pop without filing. There’s an art to it
I know. And that's not really a thinking field, because you can do exactly what you're describing.
 
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Tell that to the people who are begging for a bailout. Ten or 15 years ago, I’d have agreed with you. But college has only gotten more expensive while the value of having a college degree in the job market has gone down (since they’re far more common). And that’s no bueno.

Let me put it this way: I’m perfectly fine with anybody wants to get a college degree because life is more important than finances. But no lender - especially when it’s the taxpayer - should get involved in financing that degree. If they think it’s worth it for the intangibles, they should be prepared to pay for it out of pocket…or else collateralize the loan.
The bottom line is that college is a wonderful learning experience but the cost for most has turned it into vocational training as the cost doesn’t justify personal edification alone. It has to be tethered to a return
 
Tell that to the people who are begging for a bailout. Ten or 15 years ago, I’d have agreed with you. But college has only gotten more expensive while the value of having a college degree in the job market has gone down (since they’re far more common). And that’s no bueno.

Let me put it this way: I’m perfectly fine with anybody wants to get a college degree because life is more important than finances. But no lender - especially when it’s the taxpayer - should get involved in financing that degree. If they think it’s worth it for the intangibles, they should be prepared to pay for it out of pocket…or else collateralize the loan.
I agree.
 
Totally agree with your perspective on this. There is all kinds of value in going to college that doesn't translate to specific vocational training. You just have to understand all of the things that you are paying for and be comfortable footing that bill or using sweat equity to teach them if you don't to foot it.

If I ran student lending in this country, I’d put a value on the degree being pursued. And the total loan amount they qualify for would be a function of that number. And if somebody changes majors to one of the useless degrees, it will change what they’re able to get.

This is how mortgages work: is the property worth the amount requested? Do they have the wherewithal to pay it back?

Student lending should work similarly.
 
The bottom line is that college is a wonderful learning experience but the cost for most has turned it into vocational training as the cost doesn’t justify personal edification alone. It has to be tethered to a return
No, we have to get back to common sense and figure out a way to make a meaningful education affordable to all. It doesn't have to be the way it is.

Private schools are now approaching $100k a year. It's insanity.
 
The bottom line is that college is a wonderful learning experience but the cost for most has turned it into vocational training as the cost doesn’t justify personal edification alone. It has to be tethered to a return

Precisely.

I don’t think I would want to underwrite the loan of somebody who approaches higher education in the old view that education itself is its own value and shouldn’t have a pricetag put on it.

That view is the reason we’re in the pickle we’re in. It does sound nicer than my view — I’ll give it that.
 
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No, we have to get back to common sense and figure out a way to make a meaningful education affordable to all. It doesn't have to be the way it is.

Private schools are now approaching $100k a year. It's insanity.
If you’re middle class that debt just limits opportunities to fields that ensure a return. And that sucks for myriad reasons. It’s a lot to put on a kid
 
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No, we have to get back to common sense and figure out a way to make a meaningful education affordable to all. It doesn't have to be the way it is.

Private schools are now approaching $100k a year. It's insanity.

It’s as expensive as it is, more than any other reason, because there aren’t many guardrails on how much can be borrowed.

When Daniels was at Purdue, somebody pointed out to him the similarities of education and healthcare in terms of affordability.

And he answered something like “Gee, what a coincidence.” (Have I said how much I love that guy?)

They’re both things that we’re trying to figure out how to make it “affordable for everybody.” Well…look at your handiwork!
 
Precisely.

I don’t think I would want to underwrite the loan of somebody who approaches higher education in the old view that education itself is its own value and shouldn’t have a pricetag put on it.

That view is the reason we’re in the pickle we’re in. It does sound nicer than my view — I’ll give it that.
I think there’s much to be said for breadth of knowledge, exposure etc. but it has to make financial sense and shouldn’t be subsidized. Biden’s free cheese forgiveness is an insult to millions who chose a different path
 
I think there’s much to be said for breadth of knowledge, exposure etc. but it has to make financial sense and shouldn’t be subsidized. Biden’s free cheese forgiveness is an insult to millions who chose a different path
Not to mention those who went to college and paid their bills. What he’s doing makes suckers of anybody who did that.

It’s a terrible idea, for many reasons.
 
I think there’s much to be said for breadth of knowledge, exposure etc. but it has to make financial sense and shouldn’t be subsidized. Biden’s free cheese forgiveness is an insult to millions who chose a different path

Knowledge can be gained so much cheaper elsewhere.

But that was once the case, yes.
 
Knowledge can be gained so much cheaper elsewhere.

But that was once the case, yes.
I cherish the 4.5 years I spent in Bloomington, and I learned a lot in all of my graduate programs I bounced around, especially law school. But in hindsight, I wish I had never done any of it. I wish I had spent two years studying a trade right out of high school, and just stuck with that.
 
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I cherish the 4.5 years I spent in Bloomington, and I learned a lot in all of my graduate programs I bounced around, especially law school. But in hindsight, I wish I had never done any of it. I wish I had spent two years studying a trade right out of high school, and just stuck with that.
did you incur debt? And I get loss of income but how much debt did you leave with
 
Yes and no. If you have a system. Good case. Ortho on board for causal ltr. Life care if justified. Do it up right. Present it right. You can get a policy to pop without filing. There’s an art to it
I’m just laughing at you putting all this thought and time into it where the injury is clearly limits.

Ahhh the good ol days.
 
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I’m just laughing at you putting all this thought and time into it where the injury is clearly limits.

Ahhh the good ol days.
Bitch we’d get causal letters from orthos, future meds letters, life care plans, that scar? Got a plastic surgeon who’ll write a bill for that, no chiros, no delay in treatment, no loans, settle that bitch!!!!

What a horrible world
 
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Look at EO’s 14035 and 14091. I don’t recall anything about your other thread. M
Appointed jobs are rewards for being a party hack, not merit. So there is no real difference between hiring someone for being a good (fill in race/gender/religion) than there is hiring someone for being a member of one of the two parties.
 
It is a good idea and one that no one has a copy right on.

25k in tax credits for new home buyer is a good plan.

Adding coverage to Medicare for in home coverage is a great plan.

Tax cuts for middle and low class, mainly in the form of child tax credits is a great plan.

Letting Trump tax cuts on the upper class expire is a great plan. Trickle down has never and will never work.

Taking corporate taxes to 28% and generating an extra 1 trillion with it is also great.

Price controls and penalties on gouging are stupid and will never work.

Taxing unrealized capital gains is stupid and will never get off the ground. However I think there is an underlying problem with the rich hiding taxable income that could be sorted out. This isn't the way though.

Putting Tariffs on "everything" is literally the stupidest mess ever vomited out of an imbeciles mouth.

In place of $25,000 to help home buyers would like to see a program to encourage investors/ home repair pros to buy the millions of empty homes across the nation in order to provide a home for those who currently cannot afford to buy.
 
In place of $25,000 to help home buyers would like to see a program to encourage investors/ home repair pros to buy the millions of empty homes across the nation in order to provide a home for those who currently cannot afford to buy.
I have friends who do that. Then the shitty city immediately starts citing them for shit. Got out of it. Let it rot
 
I cherish the 4.5 years I spent in Bloomington, and I learned a lot in all of my graduate programs I bounced around, especially law school. But in hindsight, I wish I had never done any of it. I wish I had spent two years studying a trade right out of high school, and just stuck with that.

I get that. But (a) when you and I did it, the numbers worked a lot better, and (b) law school is still probably worth it.
 
Oh, yeah. I'd do it again if I got into an Ivy League school, or maybe NYU or Georgetown or something like that with big connections. Otherwise, no. Like 100 people graduated with me at Toledo, and the Tri-state area needed maybe 4 new lawyers that year.
I don’t know anyone who didn’t have a full time job with a firm lined up while still in school
 
Precisely.

I don’t think I would want to underwrite the loan of somebody who approaches higher education in the old view that education itself is its own value and shouldn’t have a pricetag put on it.

That view is the reason we’re in the pickle we’re in. It does sound nicer than my view — I’ll give it that.
Disagree that view is the reason we're in this position. It has many, many causes. One of them is our insistence in high school of pushing kids into college who are only going because they think it helps them get a job and believe they'll be "lesser" people if they don't have a college degree.

There are many more causes, too, that are much more influential than a view of education as a value in and of itself.
 
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