So are black people applying to be appraisers and are being denied? Did the other 2 appraisers list items that brought down the value of the Indy home that third did not? Was there any other comparisons done between the two appraisals other than the pictures changed?
I don't know what you think the government solution would be here. "So we do nothing?" No, if you get an appraisal you don't like, you do what the lady did and get multiple opinions. Do you want the government to force industries to make representation more reflective of the populace at large? "Says here that 13% of the country is black so I need 13% of your workforce to reflect that." What if black people don't want that job? We force them to take it? "I am sorry ma'am, but we have met our 13% quota of engineering degrees, can I interest you in appraisals?"
This whole topic is a needs more info type of conversation. Kind of like the pay gap conversation where free will and selection account for the majority of the discrepancy but you are not supposed to dig past the headline to get to the details.
You say the GOP wants to do nothing, well what would you like Washington, DC to do to get more black appraisers? What would you like them to do to make sure the appraisals are higher? Do we just increase all black owned properties appraisals by 10% and call it reparations? But then every buyer knows that the government inflates values and the question for white homebuyers becomes whether or not the initial appraisal was a low ball that needed brought up or if the 10% is now an overvaluation in which each buyer should offer 10% below what they would offer any other race of homeowner. So what would you do?
The big, controversial statement of this thread was 'does black ownership equate to devalued property'.
Goat made a comment about it existing, Floor said hogwash and then trolled on about liberal policies like he always does without ever offering a counter pov/republican solution....I provided him an anecdote right out of Indy that was a national story about how two separate appraisers low balled the property...but when she whitewashed it and actually took herself out of the equation by having a white, male friend pose as the owner....the appraisal came back over twice the value of the other two.
Not just a little higher, over twice as high.
Which is what goat was getting at (imo).
Dig a little deeper and yeah, the appraisal profession nationally turns out consists of mainly white dudes (and I have no idea how to remedy that, just stating the current make up).
The actual issue is not flat out selling the property (then just do what she did, grt rid of everything that seemed blackish and hire a white dude to act as the owner if so), it's getting equity loans and credit.
It's tough when the unspoken reason why you are denied a loan, or why your personal equity is less than those around you is because of you. You are the anchor.
That's demeaning because you can't escape you.
Wanna pull people out of poverty....property ownership is one of the central pillars of generational wealth. It's still harder than others to get along with the fact that certain people have had a massive head start (along with we have had a tendency historically to violently snuff out signs of prosperity. We seem to be past that so...USA!! USA!!)
How do we make those opportunities available for everyone fairly? I don't know.
I don't see republicans offering any solutions. Hell I don't see republicans even acknowledging that there is an issue.
Only thing I see are republicans bitching about liberal policies.
The party should change it's symbol from an elephant to an internet troll.