My two cents: 1) If IU were to get into the 12 team playoffs, IU would likely be matched up with one of the highest ranked teams in the country; yes, a chance to knock off one of the big boys and yet IU would already have experienced that opportunity with OSU on the schedule. 2) I would prefer to see IU finish just outside the playoff and play a quality team in a major bowl and WIN baby WIN. Then, reload and build the juggernaut for the playoffs in Cigs second year. GO HOOSIERS !!!