I'm not sure I agree, and I really don't think "honesty and loyalty" have anything to do with it. IU's QB situation appears to be fluid. While we're all waiting to see how well Penix bounces back from a significant injury, perhaps Ramsey is more than a little curious as well. Also, perhaps he's still unsure about his future beyond the 2020 season and needs additional time to sort things out. Most here seem to assume he'll follow a coaching track but, considering the outstanding season he just concluded, he might be thinking the Sunday league could be in the cards. I certainly wouldn't sell the kid short as a potential backup or practice squad guy, and the possibility of a pro career may be factoring into the decision-making process. In sum, there's a lot for him to consider and he could benefit from extending the timeline before making a decision.