lindsey graham is upset some people

Discussion in 'The Water Cooler' started by kurt cloverdales, Mar 25, 2020.

  1. IUJIM

    IUJIM Moderator
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    I don't think most CEO's think that way. Their ego's are way too big. I am sure there is the exception, but to intentionally get fired to get a one time check isn't how they operate.
     
  2. TDHoosier

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    What is the right side of "fair"? I'm curious because that seems to be a very grey line and one that is 100% opinion based.
     
  3. Marvin the Martian

    Marvin the Martian Hall of Famer
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    I am not sure most people think "hey, I can make a few extra dollars by quitting". Sure, some do. And frankly I bet most employers would be happy to be rid of them. Here is the reasons people might not want to do that 1) self-esteem 2) high unemployment after the $600 runs out 3) benefits, anyone in a job with health insurance would certainly lose money by quitting.

    Does anyone think we are going to be under 10% unemployment by July 1 even if Trump opens up on Easter?
     
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  4. Cortez88

    Cortez88 Junior
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    Who are all these people who have gamed the system and claimed all the riches?

    What do you think about the US farmers who were given billions of dollars with no requirement for repayment? Seems we could use those billions about right now.
     
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  5. Cortez88

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    The benefits piece is huge and is being overlooked. The threat of losing benefits is huge for most all of us.
     
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  6. stollcpa

    stollcpa Hall of Famer
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    Just an FYI. No money withheld from your paycheck goes to Unemployment. Your employer pays money into the system based on their state unemployment rate and they pay into the federal system based on one federal rate.

    That being said, anyone laid off deserves their unemployment benefits. Just wanted to make sure you knew the money in the system comes from employers, not employees.
     
    46 stollcpa, Mar 26, 2020
    Last edited: Mar 26, 2020
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  7. twenty02

    twenty02 Hall of Famer
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    You've paid $0 into the unemployment insurance system......

    And gaming the unemployment system isn't really something that's possible, in any meaningful way. Possibly SS disability.... but not unemployment.
     
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  8. TDHoosier

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    Fair enough, I'm taxed so many ways it is often difficult to tell where it all goes. The entire point is I do put into the government system and if I derive a bit of benefit from it then it is just. She on the other hand puts very very little into the government system and derives a benefit monthly. I basically told her I would enjoy the money I put in while she too enjoys the money I put in. It is a broken system, one that in times like this can't be completely criticized without looking at root of the problem which has been around for decades.
     
  9. TDHoosier

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    Read my post above, this is all semantics. Everyone on this board knows that without borrowing from one fund to cover another the government would never survive. Look at poor Kentucky, they run such a piss poor state for the past 3-4 decades they had to pilfer the pension fund to cover underfunding elsewhere.
     
  10. IUJIM

    IUJIM Moderator
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    I don't, and I don't have any problem with the bill having that in it, whether it was an oversight or not, I don't care. The bill needed done quickly.

    The idea that people people even think that this is their chance to "game the system" makes no sense to me. I just don't think that way, and probably am naive as to how many do. Just look at this thread, and you see several people talking that way, some who are really smart. It just doesn't resonate with me.
     
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  11. TDHoosier

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    You are really going to go after the farmers of America? I'm very thankful for all the farmers, there is probably a reason they are not on this board defending their honor from guys like you and that is because they are out working. lol

    I'm good, really didn't need the unemployment back in 2009 but took it. I was a bit younger and thought I would get mine the same as so many get mine. I was selfish but definitely not naïve.
     
  12. stollcpa

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    Most all the farmers I deal with have small family farms. They’re good hardworking people. They aren’t getting rich and they’re trying to maintain a way of life that probably started with their grandparents or great grandparents.

    Most importantly they’re helping keep food in the stores. Most took that for granted until this pandemic.
     
  13. TDHoosier

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    I completely agree, I see farmers working into their late 70's trying to maintain. I don't think many here understand the cost of running and maintaining a farm. I also don't think beyond reading an article some people understand the risk there is to running a farm. Farmers would definitely fall into the essential job category.
     
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  14. Cortez88

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    No I’m not going after the farmers. I’m pointing out that the aid extended to farmers doesn’t materially differ from the aid extended to the unemployed. People did not automatically jump to the conclusion that the farmers would game the system. We should extend that courtesy to Americans who have recently lost their jobs because of the virus. That’s all.
     
  15. TDHoosier

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    I never said during this issue people would "game" the system. Hell the system has been being "gamed" for years little by little. Believe it or not there are individuals out there that realize they get and make more by sitting at home than working.

    Farmers are a really bad example in this conversation, they are essential for many. I don't think we should ignore the many forced into unemployment due to the virus, but if you put a gun to head and said do you want to fund unemployment or famers who provide for the masses I'm probably going to go with option 2. For the record I am not a farmer and no one in my family is, but I have been around rural Indiana and know quite a few and they definitely don't live very high no the hog so to speak, hence they typically work until near 80.
     
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  16. UncleMark

    UncleMark Hall of Famer
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    I pay property taxes, which fund the schools. I have no children. I hope all the parents out there appreciate the fact that I'm paying for their kids' education and am not getting anything out of it.
     
  17. Ladoga

    Ladoga All-Big Ten
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    With the exception of provisions for natural disasters in New Jersey and Alabama, no employee has ever paid opne penny into UI Trust funds since 1936 when the system started. Those funds are entirely employer funded on an experience based tax schedule. Labor and management have worked together for decades to prevent taking anything from those Trust Funds - state trust funds - for anything other than paying UI benefits.
     
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  18. TDHoosier

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    Likewise, my kids are out of school and my property taxes didn't go down how does that work? lol

    The best are renters who send 4-5 kids to school and you know how much in property tax they pay.
     
  19. thezinfan1

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    The renter may not write the check to the county, but I'm pretty sure most landlords pass that to the renter in the form of....Rent.
     
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  20. INRanger27

    INRanger27 All-American
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    Why would you not think their property tax contribution is built into their rent? Do you think their landlord is such a crappy businessman that he/she would just pay the property tax himself?

    I think you probably are in over your head on these tax and unemployment discussions.
     
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  21. hoot1

    hoot1 Hall of Famer
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    Funding schools through property taxes is debatable.

    However we all benefit from living in a neighborhood, city, state, and nation with an educated population.
    .
     
  22. TDHoosier

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    They do, it isn't always a perfect situation either but it is attempted to be incorporated. I deal with investment purchasers daily and have found that most just "flip" the homes due to zero exemptions for nonowner occupied property as well as the high rate of insurance cost. They also cite the fact that income they bring in is taxed so they also take that into account.

    You're probably right I'm in over my head on a lot of things. Want to discuss fishing or hunting techniques I might have you there.
     
    62 TDHoosier, Mar 26, 2020
    Last edited: Mar 26, 2020
  23. UncleMark

    UncleMark Hall of Famer
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    Damn takers.
    Yeah, everyone knows renters breed like rabbits.
     
  24. UncleMark

    UncleMark Hall of Famer
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    Now there's some Commie "greater good" shit if I ever heard it.
     
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  25. Cortez88

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    You see Mark, whatcha wanna do is get 600 sq ft of living space and try to raise 5 kids in it. That’s not math, that’s just science.
     
  26. hoosboot

    hoosboot Hall of Famer
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    And a good school in your neighborhood drives up your home value quite a bit.
     
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  27. UncleMark

    UncleMark Hall of Famer
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    The cool mom in the single wide across the street has it going. She's got a 14 X 70 and only has 4 kids. Livin' the dream.
     
  28. INRanger27

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  29. IUCrazy2

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    You do get something out of it.

    I have 4 children now, but even before I had them, I always voted in favor of raising my property taxes in order to benefit school needs. Outside of the fact that good schools help your property values, having at the very least, a high rate of high school graduates is good for society at large.
     
  30. UncleMark

    UncleMark Hall of Famer
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    I didn't think it would be necessary for me to use the //sarcasm emoji.
     
  31. TDHoosier

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    Right, damn renters probably out reproducing as we speak. Come December and January we should see them numbers grow by leaps and bounds don't ya think?
     
  32. TDHoosier

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    Oh man I didn't know you were being sarcastic? You are just a tricky guy now aren't you.
     
  33. twenty02

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    What nonsense..... you think us landlords don't include the property tax in the rent? Actually in Indiana.... renters pay double the property tax rate of homeowners due to no homestead exemption.

    The amount of stupidity you are racking up in one thread is amazing. You give conservatism a really bad look.
     
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  34. TDHoosier

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    You're late in the game, but I agree "us" landlords try to incorporate that into their rent it doesn't always equate to enough, like you said and I said in an earlier post the tax rate is much higher for non-owner occupied due to zero exemptions and increased insurance premiums. I also said that "us" landlords now resort to "flipping" homes as to not worry with the issue of getting enough rent to cover all the expenses as well as turning over a quicker profit.
     
    74 TDHoosier, Mar 26, 2020
    Last edited: Mar 26, 2020
  35. TDHoosier

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    Wow sounds like they need to have less kids? :) Is having kids math or science? Oh well as least they all have 100 sq foot of space each. DWS
     
  36. twenty02

    twenty02 Hall of Famer
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    I've owned a good bit of rental property for 16+years.... property taxes are included in rent.... and every tax increase is passed along to the tenants....I explicitly tell them as much when I have a tenant renewing and asks about the increase.

    The taxes on these rentals are roughly double what the same property tax would be if an owner occupant lived there. So your original comment about renters is not only wrong..... it's like 200% wrong.... homeowners actually get the break on property taxes.... not renters.

    Flipping houses is an entirely different business model... and the income taxes (federal) are worse by far in flipping than passive income from rental property. There are many reasons why this is, but I'm not going to go into them as they are very far over your head.
     
  37. TDHoosier

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    You are correct the tax on "flip" homes is substantially worse, but many that I deal with would rather pay that than continuously deal with increasing rental prices, difficult tenants as well as the changing of tenants from year to year.

    I'm really not over my head, my initial statement was a bit off line and my thoughts on why it was relevant or even funny go way into detail making this more of a is it "profitable" to own investment homes or not (ie. repairs, remodel expense and general value of rentals being hurt due to the nature of the use and area). I've just seen many get out since it seems as if making money is becoming increasingly difficult in the rental market and part of that is getting quality tenants that can pay higher rent prices when taxes and such continue to increase.
     
  38. hoosboot

    hoosboot Hall of Famer
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    I've heard that some people say that many that you deal with are among the best people.
     
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  39. IUCrazy2

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    Lol...how long have you been on this board?
     
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  40. TDHoosier

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    Dredge of society, the biggest set of bottom feeders you will ever find. We often have these conversations around a back door poker game where everyone is rolling blunts and has their cell and Glock on the table.
     

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